Carolina Yacht Club

EIN: 57-0136200 · CHARLESTON, SC · Data spans: TY2020–TY2025

Sailing's public record, made legible. All numbers come directly from this organization's own sworn 990 filing. Patterns are computed from years of filings — not assessments or judgments.

Read trends in context: compare like with like, note the filing year, and treat major disruptions (like 2020–2021) as discontinuities rather than a continuous baseline.

Missing or N/A does not always mean absent. It can mean the item was not disclosed on that form, not collected on that filing type, or not available for that year.

Accrual basisCompiled / reviewedPart XII · TY2025
Total Revenueℹ️Form 990, Part VIII — Statement of Revenue. Includes contributions, grants, member dues, program service revenue, and investment income. Does NOT include borrowed funds or asset sales proceeds.

$10,711,437

Total Expensesℹ️Form 990, Part IX (full 990) or Part I Line 17 (990-EZ) — Total functional expenses. Includes program service expenses, management and general, and fundraising. The gap between revenue and expenses is the operating surplus or deficit for the year.

$8,484,659

Total Assetsℹ️Form 990, Part X — Balance Sheet, end of year. Includes cash, receivables, investments, land, buildings, and equipment.

$23,206,107

Net Assetsℹ️Form 990, Part X — Total assets minus total liabilities (also called fund balance). Positive values indicate assets exceed liabilities; negative values indicate liabilities exceed assets.

$20,912,963

182 W-2 employees reported (Form W-3, most recent filing — contractors and volunteers excluded) · TY2025 · 990

Total compensation, benefits & payroll taxes (Part IX)

TY2025

$5,037,312

Full cost to employ everyone — wages + employer benefits + payroll taxes. Not officer pay alone.

~$28,000 per employee average across 182W-2 employees; includes benefits & payroll taxes; part-time and seasonal staff counted at full weight.

Named officers/key employees (Part VII‑A) show reportable compensation only and are already included in the Part IX total above. They are not additive.

Named staff org comp sums to $230,000. The remaining $4,807,312is unlisted staff labor cost — includes benefits & payroll taxes for all employees, not any one person's salary.

Professional & consulting fees (Part IX, line 11)

TY2025

$317,629

Payments to outside firms and independent contractors — not included in the Part IX labor total above. Combined with the labor total, full people cost is $5,354,941.

Accounting$29,193
Other$288,436

Functional Expense Allocation (Part IX)

TY2025

$8,484,659total functional expenses

Source: Form 990, Part IX, line 25. Functional allocation percentages are not itemized in this filing data for the selected year.

Historical Trends

Revenue vs. Expenses

Net Revenue / Operating Margin

Net Assets

Financial Health Snapshot

Derived from IRS 990 filings. Figures are as reported — they reflect a single point in time and should be read alongside the full filing history and program context above. No benchmark is a verdict.

Operating Margin

+20.8%TY2025

Net revenue as a share of total revenue. Positive = surplus; negative = deficit.

Sector context: sailing organizations typically run thin margins by design. A small surplus signals structural balance; a deficit is not automatically a warning without multi-year trend context.

Cash reserve (months)

11.6 monthsTY2025

Cash and short-term investments divided by average monthly expense.

A common practitioner benchmark: 3–6 months of unrestricted reserves provides a buffer for seasonal revenue gaps or unexpected costs. This figure is not a compliance threshold.

Revenue Change (YoY)

+4.1%TY2025

Change in total revenue from TY2024 to TY2025.

A single year of revenue change is a data point, not a trend. See the historical trends above for multi-year pattern context.

Revenue Trend

Tax YearPeriodFormRevenueExpensesNet RevenueNet Assets
TY20202020–2021990$7,395,623$6,918,629$476,994$13,552,832
TY20212020–2021990$6,241,959$5,505,139$736,820$14,339,356
TY20222022+990$7,862,218$6,718,748$1,143,470$15,393,588
TY20232022+990$8,991,622$7,732,465$1,259,157$16,393,314
TY20242022+990$10,284,750$8,118,869$2,165,881$18,638,069
TY20252022+990$10,711,437$8,484,659$2,226,778$20,912,963

Revenue trend is a filing-history view. It helps you compare operating periods, not infer the club's live condition today.

Revenue Breakdown (Part VIII — most recent year)

Form 990, Part VIII — Statement of Revenue. Includes, but is not limited to: Line 1 = contributions and grants (including member dues reported as contributions). Lines 2a–2f = program service revenue (activities that directly further the organization's exempt purpose). Line 3 = investment income. The specific mix varies by organization type. Source: the organization's own sworn filing.

LineDescriptionAmount
11aLATE FEES$37,226
11bMISCELLANEOUS$4,525
12Total revenue$10,711,437
1fAll other contributions, gifts, grants$26,500
1hTotal contributions and grants$26,500
2aMEMBERSHIP DUES & FEES$3,915,679
2bASSESSMENT FEES$766,840
2cINIATION FEES$788,005
2dDOCKS & GROUNDS$284,508
2eCAPITAL FEES$1,238,200
2fTotal program service revenue$7,707,402
3Investment income$363,220

Most revenue is reported in a single category this year. That can be normal for some org types; see the source filing for detail.

Endowment (Schedule D, Part V)

$480,772

Ending endowment balance as of TY2025

Ending balance — 5-year trend

TY2021

$869,127

TY2022

$864,672

TY2023

$877,003

TY2024

$638,697

TY2025

$480,772

TY2025 rollforward

Beginning balance$638,697
Investment earnings / losses-$157,925
Ending balance$480,772

Allocation

1%

Board-designated

Source:Form 990, Schedule D, Part V. Endowment funds reflect the organization's long-term investment reserves.

Balance Sheet (Part X)

TY2025
LineDescriptionBOYEOY
16Total assets$21,454,628$23,206,107
26Total liabilities$2,816,559$2,293,144
33Total net assets or fund balances$18,638,069$20,912,963

Source: Form 990, Part X, Balance Sheet.

Officers & Key Staff (Part VII)

How to read this section

This is not a full staff directory. It is the subset of people the organization had to disclose in Form 990, Part VII (the officer, director, trustee, key employee, and highest-compensated employee section of the filing). Why this matters: a missing name does not mean a person was not employed or involved.

Total Volunteer Board Hours/Week (Selected Year): 34

Hours per week are self-reported by each officer on Form 990, Part VII. They are not verified.

Officers and directors as reported on Form 990, Part VII. These are typically unpaid, elected positions. If an officer receives compensation, it will appear in the Paid Staff tab.

Operationally, this section is most useful for understanding disclosed leadership structure, compensation visibility, and board labor — not for reconstructing the full staffing model of a club.

NameTitleHours/WeekStatus
David Polson BrownSecretary-Treasurer1Volunteer
Hugh W BuyckVice Commodore10Volunteer
Dr John F WaltersMember1Volunteer
Forest D Suggs IIIMember1Volunteer
Graham M Eubank JrMember1Volunteer
Burk Yarbrough Herrin JrCommodore15Volunteer
Morgan Stuart TempletonMember1Volunteer
Robert Carter HelmsMember1Volunteer
Thomas G TroucheMember1Volunteer
William H Barnwell IIIMember1Volunteer
Joseph Rutledge Young IIIMember1Volunteer

Programs (Part III — most recent year)

Form 990, Part III — Statement of Program Service Accomplishments. These are the activities that directly further the organization's exempt purpose. Expenses, grants, and revenue are as reported in the organization's own sworn filing.

CLUBHOUSE & BOATHOUSE BANQUET OPERATIONS-ALL MEMBERS AND GUESTS CAN BENEFIT

SAILING & SPECIAL EVENTS-ALL MEMBERS AND GUESTS CAN BENEFIT

Governance & Transparency Signals

The IRS Form 990 is a sworn disclosure document — not just a tax return. Beyond financials, it captures governance policies, compensation practices, and relationships between insiders and the organization. Every category below comes directly from that filing. When a field is blank, it is often because this form type doesn’t require it, or the org doesn’t meet the threshold that triggers disclosure. That context is itself worth knowing.

Conflict of Interest Policy

Form 990, Part VI — Line 12a

Reported: Yes

This organization has a written conflict of interest policy requiring officers, directors, and key employees to disclose any personal financial interest in a pending decision and to step back from that vote. A documented policy creates a formal process for surfacing and managing potential conflicts. In this corpus, 41% of organizations report having one.

Whistleblower Protection Policy

Form 990, Part VI — Line 13

Not reported

No whistleblower protection policy reported. The IRS added this question in 2008 following Sarbanes-Oxley. Absence does not imply wrongdoing; many smaller organizations have not formalized this in writing.

Officer & Key Employee Compensation (Part VII)

Form 990, Part VII — Named individuals with reportable compensation

Part VII requires individual disclosure of all officers, directors, trustees, key employees, and the five highest-compensated employees earning above the reporting threshold. The individuals listed here are from the most recent available filing.

NameTitleComp from Org
Zachary HaylashGeneral Manager$230,000

Compensation shown is reportable compensation from this organization only, as disclosed in Part VII. Most volunteer-run sailing clubs report $0 officer compensation, while larger organizations may report paid executive roles. The figures above show exactly what this filing reports for named individuals.

Independent Compensation Consultant

Schedule J, Part I — Organizations filing when comp exceeds $150K

No independent compensation consultant reported for the most recent year with Schedule J data (2025). Executive pay was set through internal board processes — a compensation committee, comparison to prior years, or board vote — without outside benchmarking. This filing line records the process used, rather than evaluating whether that process is right or wrong.

Equity-Based Compensation

Schedule J, Part II — Per-person compensation detail

Not reported

No equity-based compensation reported — expected for a nonprofit. Nonprofits cannot issue ownership stakes because they have no shareholders. In the for-profit world, equity aligns executive incentives with long-term value creation; the nonprofit analog takes different forms (retention bonuses, deferred comp) but not equity. Zero percent of organizations in the sailing and yacht club corpus report this. This section reports whether the filing includes that disclosure.

Related-Party Transactions (Schedule L)

Schedule L — Transactions with Interested Persons (officers, directors, their families, controlled entities)

Schedule L requires disclosure of loans, grants, and business transactions between the organization and its own insiders — board members, officers, key employees, and their family members or entities they control. Nonprofits are not prohibited from transacting with insiders, but they must disclose it, follow fair-market-value standards, and document that the transaction benefited the organization, not just the insider. These disclosures exist because self-dealing is the most direct way nonprofit assets can flow to those in control.

No related-party transactions found in our data for this organization. Schedule L is only required when transactions occur — absence means none were reported, not necessarily that none occurred.

Voting Board Members

11

Independent Members

11

Total Employees

182

Total Volunteers

320

Schedule O — Supplemental Information (most recent year)

Organizations use Schedule O to provide additional explanation for answers given on the main 990 form. These are direct excerpts from the filed document.

Form 990, Part VI, Line 6 Classes of members or stockholders

THIS ORGANIZATION HAS TWO TYPES OF MEMBERSHIPS AVAILABLE TO INCOMING MEMBERS: RESIDENT MEMBERSHIP AND NON-RESIDENT ASSOCIATE MEMBERSHIP. NON-RESIDENT ASSOCIATE MEMBERS DO NOT HAVE A VOTE. RESIDENT MEMBERS DO POSSESS VOTING RIGHTS AND ARE INVOLVED IN THE ELECTION OF THE GOVERNING BODY AND APPROVING SIGNIFICANT DECISIONS OF SAID GOVERNING BODY.

Form 990, Part VI, Line 7a Members or stockholders electing members of governing body

THE ORGANIZATION'S MEMBERS MEET ANNUALLY FOR ELECTIONS. IN ORDER TO VOTE AT ANY MEETING, EACH MEMBER ENTITLED TO VOTE MUST BE ACTUALLY PRESENT AT THE MEETING. NO VOTING BY PROXY SHALL BE ALLOWED. NON-RESIDENT MEMBERS ARE NOT ENTITLED TO A VOTE.

Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders

ANY DECISIONS RELATED TO REAL ESTATE PURCHASES OR BORROWING OF MONEY PROPOSED BY THE GOVERNING BODY WOULD REQUIRE A 3/4 VOTE OF THE MEMBERSHIP. OTHERWISE, THE EXECUTIVE COMMITTEE HAS FULL MANAGEMENT AUTHORITY.

Form 990, Part VI, Line 11b Review of form 990 by governing body

THE RETURN WAS PREPARED BY AN INDEPENDENT ACCOUNTANT WITH ASSISTANCE AND OVERSIGHT BY MANAGEMENT. THE BOARD OF DIRECTORS REVIEWED THE 990 DRAFT. REQUESTED CHANGES AND CORRECTIONS WERE ADDRESSED BY THE TAX PREPARER PRIOR TO FILING WITH THE IRS.

Form 990, Part VI, Line 12c Conflict of interest policy

A LETTER IS PREPARED AND SENT OUT TO THE GENERAL MANAGER AND BOARD OF DIRECTORS ANNUALLY REQUESTING ANY POTENTIAL CONFLICTS OF INTEREST BE DISCLOSED. SHOULD A CONFLICT ARISE, THE MEMBER IN QUESTION WILL ABSENT HIMSELF FROM COMMITTEE DISCUSSIONS OR CONVERSATIONS ABOUT ANY SUCH ISSUE. IF THE MEMBER IN QUESTION IS PRESENT WHEN A VOTE IS TAKEN, HE OR SHE WILL ABSTAIN FROM VOTING ON ANY SUCH ISSUE AND LEAVE THE MEETING WHILE THE MATTER IS DISCUSSED AND VOTED UPON.

Mission

SOCIAL CLUB ORGANIZED FOR PLEASURE,RECREATION AND OTHER NON-PROFITABLE PURPOSES OF MEMBERS.

As stated in the organization's 990 filing.

IRS Source Filings

Source filings are IRS e-file records in XML (Extensible Markup Language) format — a structured data standard used by the IRS for electronic filing. If you open one of these links, it will look like code. That's not an error — that's what XML looks like. Harbor Commons processes this raw XML and presents the structured, readable view you see above.

Why this matters: the XML is the receipt. Harbor Commons is the reading layer on top of that receipt. If you ever need to verify a number, wording choice, or disclosure, the source filing is where to check.

Similar Organizations

Finding peer organizations…

Capacity Signals

Auto-detected patterns from this organization's own IRS filing history. Signals are relative to this org's trend only — not peer comparisons, not judgments.

Private clubs are naturally labor-heavy. Always interpret signals against this organization's own context before drawing conclusions.

Moderate

Revenue per employee rose sharply

Revenue per employee grew 39% over two years (TY2023–TY2025), well above typical inflation. This can reflect genuine revenue growth, reduced staffing relative to revenue, or a one-time revenue event.

Why it matters: High revenue per employee can reflect operational efficiency — or understaffing. The program model and revenue mix should be checked before drawing conclusions.

Operator question: Did the revenue base change (new programs, dues increase, capital campaign receipt), or did staffing fall behind revenue growth?

Phase 2 signals (contractor substitution, benefits share changes) require Part IX line-level data and are not yet available. All computations use IRS-filed data only; no external benchmarks or CPI adjustments beyond a 3% per year inflation proxy.

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