Richmond Yacht Club of California

EIN: 94-1278203 · Richmond, CA · Data spans: TY2020–TY2025

Most recent filing: Tax Year 2025.

Sailing's public record, made legible. All numbers come directly from this organization's own sworn 990 filing. Patterns are computed from years of filings — not assessments or judgments.

Read trends in context: compare like with like, note the filing year, and treat major disruptions (like 2020–2021) as discontinuities rather than a continuous baseline.

Missing or N/A does not always mean absent. It can mean the item was not disclosed on that form, not collected on that filing type, or not available for that year.

Accrual basisNo audit disclosedPart XII · TY2025
Total Revenueℹ️Form 990, Part VIII — Statement of Revenue. Includes contributions, grants, member dues, program service revenue, and investment income. Does NOT include borrowed funds or asset sales proceeds.

$3,195,457

Total Expensesℹ️Form 990, Part IX (full 990) or Part I Line 17 (990-EZ) — Total functional expenses. Includes program service expenses, management and general, and fundraising. The gap between revenue and expenses is the operating surplus or deficit for the year.

$2,496,035

Total Assetsℹ️Form 990, Part X — Balance Sheet, end of year. Includes cash, receivables, investments, land, buildings, and equipment.

$11,786,089

Net Assetsℹ️Form 990, Part X — Total assets minus total liabilities. When positive, assets exceed liabilities; when negative, liabilities exceed assets. Also called 'fund balance.'

$9,715,668

44 W-2 employees reported (Form W-3, most recent filing — contractors and volunteers excluded) · TY2025 · 990

Total compensation, benefits & payroll taxes (Part IX)

TY2025

$777,210

Full cost to employ everyone — wages + employer benefits + payroll taxes. Not officer pay alone.

~$18,000 per employee average across 44W-2 employees; includes benefits & payroll taxes; part-time and seasonal staff counted at full weight.

Named officers/key employees (Part VII‑A) show reportable compensation only and are already included in the Part IX total above. They are not additive.

Named staff org comp sums to $583,860. The remaining $193,350is unlisted staff labor cost — includes benefits & payroll taxes for all employees, not any one person's salary.

Professional & consulting fees (Part IX, line 11)

TY2025

$45,773

Payments to outside firms and independent contractors — not included in the Part IX labor total above. Combined with the labor total, full people cost is $822,983.

Functional Expense Allocation (Part IX)

TY2025

$2,496,035total functional expenses

100.0%

Program services

$2,496,035

0.0%

Management & general

$0

0.0%

Fundraising

$0

Source: Form 990, Part IX, line 25. Shows how this organization allocated total expenses across program services, management and general, and fundraising for this filing year.

Historical Trends

Revenue vs. Expenses

Net Revenue / Operating Margin

Net Assets

Revenue Trend

Tax YearPeriodFormRevenueExpensesNet RevenueNet Assets
TY20202020–2021990N/AN/AN/A
TY20202020–2021990$2,064,356$1,940,283$124,073$7,366,638
TY20212020–2021990N/AN/AN/A
TY20212020–2021990$2,429,560$2,134,529$295,031$7,661,669
TY20222022+990N/AN/AN/A
TY20222022+990$2,597,101$2,301,013$296,088$7,957,757
TY20232022+990N/AN/AN/A
TY20232022+990$2,864,901$2,294,304$570,597$8,528,354
TY20242022+990N/AN/AN/A
TY20242022+990$2,948,580$2,460,688$487,892$9,016,246
TY20252022+990$3,195,457$2,496,035$699,422$9,715,668

Revenue trend is a filing-history view. It helps you compare operating periods, not infer the club's live condition today.

Revenue Breakdown (Part VIII — most recent year)

Form 990, Part VIII — Statement of Revenue. Includes, but is not limited to: Line 1 = contributions and grants (including member dues reported as contributions). Lines 2a–2f = program service revenue (activities that directly further the organization's exempt purpose). Line 3 = investment income. The specific mix varies by organization type. Source: the organization's own sworn filing.

LineDescriptionAmount
12Total revenue$3,195,457
1bMembership dues$791,466
1hTotal contributions and grants$791,466
2aFacilities$1,623,729
2bFood and beverage$392,548
2cJunior sailing$173,181
2dRacing$111,671
2eSocial events$14,120
2fTotal program service revenue$2,315,249
3Investment income$50,335
6cNet rental income or (loss)$31,311

Most revenue is reported in a single category this year. That can be normal for some org types; see the source filing for detail.

Balance Sheet (Part X)

TY2025
LineDescriptionBOYEOY
16Total assets$10,834,696$11,786,089
26Total liabilities$1,818,450$2,070,421
33Total net assets or fund balances$9,016,246$9,715,668

Source: Form 990, Part X, Balance Sheet.

Officers & Key Staff (Part VII)

How to read this section

This is not a full staff directory. It is the subset of people the organization had to disclose in Form 990, Part VII (the officer, director, trustee, key employee, and highest-compensated employee section of the filing). Why this matters: a missing name does not mean a person was not employed or involved.

Total Volunteer Board Hours/Week (Selected Year): 10

Hours per week are self-reported by each officer on Form 990, Part VII. They are not verified.

Officers and directors as reported on Form 990, Part VII. These are typically unpaid, elected positions. If an officer receives compensation, it will appear in the Paid Staff tab.

Operationally, this section is most useful for understanding disclosed leadership structure, compensation visibility, and board labor — not for reconstructing the full staffing model of a club.

NameTitleHours/WeekStatus
Michele LoganTreasurer1Volunteer
Chris StraubPort Captain1Volunteer
Ernie GalvanCommodore1Volunteer
Steve CameronDirector1Volunteer
Lynn BranstadSecretary1Volunteer
Jim QuanciVice Commodore1Volunteer
John PaullingDirector1Volunteer
Greg MitchellRear Commodore1Volunteer
Mark VandenbergDirector1Volunteer
Ira PotekhinaDirector1Volunteer

Programs (Part III — most recent year)

Form 990, Part III — Statement of Program Service Accomplishments. These are the activities that directly further the organization's exempt purpose. Expenses, grants, and revenue are as reported in the organization's own sworn filing.

Facilities - Harbor, Dry Storage and Structures

Expenses: $209,298Revenue: $1,590,741

Junior Sailing

Expenses: $9,301Revenue: $21,362

Governance & Transparency Signals

The IRS Form 990 is a sworn disclosure document — not just a tax return. Beyond financials, it captures governance policies, compensation practices, and relationships between insiders and the organization. Every category below comes directly from that filing. When a field is blank, it is often because this form type doesn’t require it, or the org doesn’t meet the threshold that triggers disclosure. That context is itself worth knowing.

Conflict of Interest Policy

Form 990, Part VI — Line 12a

Yes

This organization has a written conflict of interest policy requiring officers, directors, and key employees to disclose any personal financial interest in a pending decision — and to step back from that vote. Examples in the sailing world: a board member whose construction company is bidding on a dock renovation, or a director who refers their spouse’s firm for the annual audit. Having a policy doesn’t eliminate conflicts; it creates a documented process for surfacing and managing them. Only 41% of organizations in this corpus report having one.

Whistleblower Protection Policy

Form 990, Part VI — Line 13

Yes

A formal process exists for employees, volunteers, or members to report suspected misconduct — and formal protection from retaliation for those who do. This creates a safe channel to flag irregular expense reimbursements, undisclosed vendor relationships, or cash handling questions. In a tight-knit club environment where a small officer corps controls both operations and finances, this protection matters more than the formal policy language might suggest. Only 27.5% of organizations in this corpus report having one.

Officer & Key Employee Compensation (Part VII)

Form 990, Part VII — Named individuals with reportable compensation

Part VII requires individual disclosure of all officers, directors, trustees, key employees, and the five highest-compensated employees earning above the reporting threshold. The individuals listed here are from the most recent available filing.

NameTitleComp from Org
Curtis LewClub Manager$139,792
Curtis LewClub Manager$123,500
Curtis LewClub Manager$122,000
Stan KorichClub Manager$101,218
Curtis LewClub Manager$97,350

Compensation shown is reportable compensation from this organization only, as disclosed in Part VII. The $150,000 individual disclosure threshold provides useful context: most volunteer-run sailing clubs report $0 for all officers. When professional staff — a General Manager, Executive Director, or Harbor Master — earns above that level, it reflects that the organization employs paid management rather than relying entirely on unpaid volunteers. Revenue scale, headcount, and operating complexity all shape what compensation levels are common for an organization of a given size. The filing shows what was paid and to whom; only people with inside knowledge of the organization can explain the context behind those numbers.

Independent Compensation Consultant

Schedule J, Part I — Organizations filing when comp exceeds $150K

Schedule J not required for this organization.

Schedule J is only filed when at least one individual in Part VII received more than $150,000 in total compensation. This organization doesn’t meet that threshold, so this schedule is not required. Among the 35.7% of organizations in this corpus that do file Schedule J, 35.7% used an independent compensation consultant. When Schedule J IS required, this question asks whether the board hired an outside firm — unconnected to the organization — to benchmark executive pay against market rates. It reduces the risk that a board approves whatever the ED requests rather than what comparable organizations actually pay.

Equity-Based Compensation

Schedule J, Part II — Per-person compensation detail

Schedule J not required for this organization.

Related-Party Transactions (Schedule L)

Schedule L — Transactions with Interested Persons (officers, directors, their families, controlled entities)

Schedule L requires disclosure of loans, grants, and business transactions between the organization and its own insiders — board members, officers, key employees, and their family members or entities they control. Nonprofits are not prohibited from transacting with insiders, but they must disclose it, follow fair-market-value standards, and document that the transaction benefited the organization, not just the insider. These disclosures exist because self-dealing is the most direct way nonprofit assets can flow to those in control.

396 transactions found across all available filing years. Sorted largest to most recent.

Person / EntityRelationshipTypeAmountYear
TeasleyMemberloan$108,6402025
KnowlesMemberloan$98,1572025
BlackettMemberloan$98,1572025
PhilpottMemberloan$73,6182025
MalottMemberloan$58,8942025
RiggsMemberloan$49,0792025
WestcottMemberloan$49,0792025
RobertsonMemberloan$49,0792025
SmithMemberloan$39,2632025
RasicotMemberloan$39,2632025
ThayerMemberloan$39,2632025
GrandiMemberloan$39,2632025

Showing 12 of 396 total transactions.

📋 Context note. Where available, transactional context may be supplemented by audited financial statements or other independent disclosures that are not derived from 990 XML data alone. When an independent audit confirms the terms, repayment schedule, and arm's-length pricing of a related-party loan, the transaction carries a materially different risk profile than the 990 alone would suggest.

Member capital loans are the most common Schedule L pattern in the sailing corpus. When a club needs dock repairs, marina upgrades, or clubhouse renovations, it sometimes turns to its own members as lenders rather than commercial banks — effectively, members financing their own infrastructure. These can be legitimate and transparent. What to look for: Are the loans repaid? Are interest rates reasonable? Are new loans replacing old ones, or is the balance growing?

Voting Board Members

10

Independent Members

10

Total Employees

44

Total Volunteers

270

Schedule O — Supplemental Information (most recent year)

Organizations use Schedule O to provide additional explanation for answers given on the main 990 form. These are direct excerpts from the filed document.

Form 990, Part VI, Section B, Line 11b

The Finance Committee reviews all tax returns and presents them to the Commodore who in turn may submit them to the Board of Directors.

Form 990, Part VI, Section B, Line 12c

All Board Members are required to annually sign a statement affirming they have received a copy of the conflict of interest policy. The policy outlines all the procedures the Board uses to ensure any potential conflicts are identified and addressed appropriately.

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Mission

Yachting and social activities of the club which is organized for the pleasure and recreation of its members. The organization was formed to promote the science and art of navigation; to encourage yachting; to assist in making members proficient in the science of navigation.

As stated in the organization's 990 filing.

IRS Source Filings

TY2025 (990)TY2024 (990)TY2024 (990)TY2023 (990)TY2023 (990)TY2022 (990)TY2022 (990)TY2021 (990)TY2021 (990)TY2020 (990)TY2020 (990)

Source filings are IRS e-file records in XML (Extensible Markup Language) format — a structured data standard used by the IRS for electronic filing. If you open one of these links, it will look like code. That's not an error — that's what XML looks like. Harbor Commons processes this raw XML and presents the structured, readable view you see above.

Why this matters: the XML is the receipt. Harbor Commons is the reading layer on top of that receipt. If you ever need to verify a number, wording choice, or disclosure, the source filing is where to check.

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📡 Filing Signals (2 total)

Trends and shifts computed from this organization's own public filings across all available years. Signals highlight where numbers changed — not whether those changes are good or bad. Only people with inside knowledge of this organization can interpret what these signals mean.

Signals describe filing history, not the club's live operating state. The newest filing may still lag current reality by many months.

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